Property Description

Charming 2-bedroom home in the heart of Ludlow offering the perfect blend of convenience and character. Featuring off-street parking and a walkable location near local shops, restaurants, and neighborhood favorites, this home delivers easy everyday living. Just minutes from downtown Covington and Cincinnati, enjoy quick access to dining, entertainment, and city amenities. A great opportunity for first-time buyers, downsizers, or anyone looking for a convenient location with charm and accessibility.

547 Oak Street | MLS# 642395

This single family home located at 547 Oak Street, Ludlow, KY 41016 is currently listed for sale with an asking price of $175,000. This property was built in 1900 and has 2 bedrooms and 1 full baths with 905 sq. ft. Oak Street is located within the Ludlow Indep school district. Search Ludlow real estate on 1960birkdaledrive.cutlerhomes.com today.

Property Features

Property Type: Residential - Single Family

Basement: Unfinished

Basement: Yes

Cooling: Window Unit(s)

Days on Market: 6

Heating: Forced Air

Home Style: Traditional

Lot Size: 0.09 Acres

Roof Type: Shingle

Stories: 1.5

Year Built: 1900

Feature Descriptions

Appliances: Gas Range, Dryer, Refrigerator, Washer

Exterior: Brick

Fencing: Full, Perimeter, Wood

Foundation: Block, Stone

Interior: Storage, Built-in Features, Ceiling Fan(s), Multi Panel Doors, Master Downstairs

Laundry: Electric Dryer Hookup, In Basement, Washer Hookup

Lot: Near Public Transit

Lot Dimensions: 30 x 125

Parcel Number: 026-32-06-002.00

Parking: Driveway, No Garage, Off Street

Parking Total: 2

Patio/Porch: Patio

Property Condition: Existing Structure

Road Frontage: City Street

Rooms Total: 6

Sewer: Public Sewer

Sub Type: Single Family Residence

Water: Public

Window: Insulated Windows, Double Hung, Vinyl Frames

Room Sizes

Entry: 12 X 13 Level - First

Living Room: 12 X 13 Level - First

Kitchen: 7 X 13 Level - First

Bedroom 2: 11 X 12 Level - First

Primary Bedroom: 11 X 11 Level - First

Recreation Room: 20 X 25 Level - Second

Local Schools

High School: Ludlow High

Middle School: Ludlow Middle School

Elementary School: Mary A. Goetz Elementary

School District: Ludlow Indep

Market Trends

Kenton County Residential Market Trend Graphs

Zip Code 41016

Source: Delta Media Group, Inc.

Demographics

Kenton County Demographic Information for 547 Oak Street, Ludlow, KY 41016

Fips

Fips Code 21117

Population

2020 to 2025 Change up 4.0%

2010 Count 159,720

2020 Count 169,064

2025 Estimate (V2025) 175,779

2020 Estimate (V2025) 169,042

Age Distribution (Years Old)

0 to 4 5.6%

5 to 17 22.6%

18 to 64 55.0%

65 and Older 16.8%

Gender

Male 49.8%

Female 50.2%

Place of Birth

Foreign 4.1%

US 95.9%

Education

High School Graduate, Age 25+ 92.9%

Bachelor's Degree or Higher, Age 25+ 37.4%

Computer and Internet use

Households with a computer 95.8%

Households with a broadband Internet subscription 92.0%

Language

English is Second Language, Age 5+ 5.5%

English is First Language, Age 5+ 94.5%

Veterans

Veterans 7,465

Income

Per Capita Income $43,733

Median Household Income $80,548

People in Poverty 9.8%

Commute

Average Work Commute Time 23 minutes

Housing

Total Housing Units 73,256

Households 67,367

Average Household Size 2.52

Owner-Occupied 70.7%

Multi-Family 26.0%

Owner-Occupied Median Value $244,400

Median selected monthly owner costs -with a mortgage $1,584

Median selected monthly owner costs -without a mortgage $580

Median gross rent $1,069

Building Permits

New Private Housing Issued 2024 699

Years at Residence

1 Year or More 88.7%

Less Than 1 Year 11.3%

Business and Employment

Private non-farm Establishments 3,297

Private non-farm Employment 68,018

Private non-farm Employment Growth up 0.5%

Nonemployer Establishments 11,254

Number of Firms 2,816

Business Production

Value of Shipments $2,537,540,000

Wholesale Trade $1,316,991,000

Retail Trade $1,601,623,000

Retail Sales Per Capita $8,235

Accommodation and Food Services $405,567,000

Land

Land Area 160.25 sq. miles

Population Per Square Mile 997

Source: US Census Bureau

Estimate Your Payment

Estimated Payment

$ 940.55 per month $889.50 Principal & Interest $0.00 Property Tax (data not provided by mls) $51.04 Homeowner's Insurance

Change Payment Information

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547 Oak StreetLudlow, KY 41016